Happy loving couple in front of their home

Welcome to a smarter way to pay for home upgrades.

Get competitive financing. Find highly-rated contractors. Enjoy industry-leading consumer safeguards.

See what financing is available for your home.

You can start (and finish) home improvements with confidence.

Find contractors you’ll refer.
Search for local contractors based on rating and reviews, specialization and more.

Find a Contractor

Keep more money in your pocket.
Start your project with no money down and fixed-rate financing.

Get Financing

Get the final say on your projects.
Your contractor will not be paid until you sign off the project is completed to your satisfaction.

Upgrade with Confidence

Government Building

Financing for virtually any home renovation you dream up.

HERO + Benji - Renovate America Financing Options
HERO financing.
Looking to lower utility bills? We offer competitive rates with no money down for energy-efficient home upgrades. Apply for HERO financing.
Benji financing.
Looking for competitive rates for almost any home upgrade? Ask your contractor about Benji.
See what financing is available for your home improvement project.

When you upgrade your home, you upgrade your life.

Lower utility bills.
Solar panels
Heating & AC
Windows & doors
Roofs & insulation
Ducts & ventilation

Live comfortably.
Remodels & additions
Decks & patios
New floors
Bathroom & kitchen upgrades

Conserve water.
Artificial turf
Drought-tolerant landscaping
Irrigation systems
High-efficiency fixtures

We’re not satisfied unless our customers are satisfied.

Before & After: Big Energy Savings with Home Upgrades

Improving your home improvement experience.

Read about trends for energy-efficient home design in 2017. Discover ways to save energy at home with important energy-efficient home improvements.

Read More

Do you know how HVAC works, or how to tell when you need a replacement? We’ve covered the basics of heating and cooling system upgrades in this infographic.

Read More

Just started planning some home renovations? Seek advice from your neighbors.

Read More

Two financing options. Endless opportunities.