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Personal Energy Finance, Inc. d/b/a Renovate America Financing | NMLS #1431485 NMLS Consumer Access | Loans made or arranged pursuant to a California Finance Lenders Law License #60DBO-36394 | Rhode Island Licensed Lender. Benji© refers to lending products for home improvement needs and services. Renovate America Financing is a wholly-owned subsidiary of Renovate America, Inc. Renovate America, Inc. and Renovate America Financing, are private lenders and are not affiliated with any home improvement contractors.