Financing options for Contractors

Financing that also brings you new business. Win-win.


What makes us different?

Grow your business with high approval rates.
The majority of contractors who offer HERO financing have high application approval rates.

Receive better support, tools and training.
From day one, you receive sales training and back office support from experienced account managers. We’ll also help you apply and receive financing decisions in as little as two minutes.

Get seen by more qualified customers.
The Renovate America Marketplace makes it easy for more qualified homeowners to connect with you, with contractor search tools, maps, and quality ratings.


Competitive rates. Low dealer fees. Fast funding.

Asset 191

A new way to pay for home efficiency upgrades, for homeowners with equity.

Available in California, Missouri and Florida, HERO is America’s largest provider of Property Assessed Clean Energy (PACE)—legislation that enables homeowners to access financing for energy-saving home improvements.

  • High approval rates for the majority of contractors
  • Competitive fixed rates
  • Potential tax benefits1

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Asset 192

Simple, unsecured financing with fast approvals for all types of improvements.

Benji can be used to finance almost any home improvement, with an easy online process, fast funding within 2 business days.

  • No-interest, no-payment special financing options2
  • Fast, easy mobile app and online process
  • Fast funding generally within two business days

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1 Homeowners should consult their tax advisor to determine if they may be eligible for tax benefits.

2 No payments are required during the promotional period following project completion. Thereafter, substantially equal monthly payments are required for the remainder of the financing term until the unpaid balance of the amount financed is paid in full. Interest will accrue during the promotional period, but will be waived if the amount financed is paid in full prior to the expiration of the promotional period. Subject to credit approval. Void where prohibited.

Three houses

Connect with more homeowners and keep your projects moving.

Innovative sales tools, based on feedback from contractors like you.

Our Renovate America mobile app has a new OneAppSM feature, so you can apply for both HERO and Benji in one application, with just one credit check. Plus, simplify the sales process and keep better track of your project pipeline with our online contractor portal.

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Get seen by qualified homeowners with our all-new Marketplace.

Your own dedicated storefront makes it easy to stand out, thanks to contractor search tools, maps, and quality ratings. Build your reputation, get promoted, and get seen by qualified customers who will call you directly.

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Offer financing that grows your business.   REGISTER NOW

Keep more of your hard-earned money.

Project Advance
Receive 30% of your HERO project costs upfront so you can keep more cash on hand—with fast, automated payments.

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HERO Direct Pay
Order materials from leading distributors without paying upfront or utilizing your credit line.

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Rebate Program Benefits
With successful projects under your belt, eligible contractors can achieve rebates of up to 2%.

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