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Financing Home Renovations

With Renovate America, it’s easy to finance that "new home" feeling.

Two financing options. Endless opportunities.

Whatever you have planned for your home, we can help you make it happen.

For energy-efficient home improvements.
  • Primarily based on home equity1
  • No money down
  • Flexible terms and fixed rates2
  • Interest may be tax deductible3
1 Approval is primarily based on your home equity and debt payment history.
2 Maximum term depends on the useful life of the product(s) installed and the location of the property.
3 Please contact your tax advisor to determine if you may be eligible for tax benefits.
For almost any type of home improvement.
  • Up to $50,000
  • No money down
  • Flexible term lengths and fixed rates
  • No interest, no payment special financing plans for up to 18 months4
4 No payments are required during the promotional period following project completion. Thereafter, substantially equal monthly payments are required for the remainder of the financing term until the unpaid balance of the amount financed is paid in full. Interest will accrue during the promotional period, but will be waived if the amount financed is paid in full prior to the expiration of the promotional period.
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WHY CHOOSE RENOVATE AMERICA?

Safeguards that help bring peace of mind.

You Have the Final Say—Guaranteed
Your contractor is only paid after you sign off the project is completed to your satisfaction.

Clear Disclosures—Nothing’s Hidden
You receive all costs and financing terms in an easy-to-read statement before your project begins.

Ongoing Support—Just in Case
Call customer support for assistance at any point before, during or after your project.

See what financing is available for your home:

100% financing on energy-efficient home improvements.

"Our last electric bill was $1.77."

Duane and Mary from Temecula, CA, upgraded to solar panels and saw their energy bill drop to under two dollars in one month.

LEARN MORE ABOUT SOLAR

"A huge difference in the comfort of our home."

Phia and Bryan from Oceanside, CA, used HERO to lower their electric bill with a high-efficiency heating and cooling upgrade.

LEARN MORE ABOUT HEATING & COOLING

"It’s much quieter and cozy now."

With her new double pane, high-efficiency windows, Pam was able to increase her home’s comfort and curb appeal.

LEARN MORE ABOUT WINDOWS & DOORS

"My neighbors mentioned how beautiful my house looks now."

John of Lakewood, CA, got his “cool roof” financed through Renovate America and has been getting compliments ever since.

LEARN MORE ABOUT ROOFING

"Beautiful, low maintenance and water efficient!"

With new drought-tolerant landscaping, Caroline of Ontario, CA, brought her dead yard back to life and lowered her water bill.

LEARN MORE ABOUT LANDSCAPING

"Everybody was extremely courteous, friendly, and professional—and you just don’t get that in the lending industry."
MIKE V.
"It was definitely exciting when we saw this opportunity, and actually I have recommended the HERO Program."
Debra and Cesar
"HERO has been able to help us because we just couldn’t afford it to be able to do it out of pocket."
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