See what financing is available in your area.
Home Renovation Financing

Home renovation financing for almost any project. That's Benji.

Kick off your next home upgrade today.

Benji Financing Logo

Pair up with a contractor to apply.

Use our contractor search tool to browse by specialization and rating.



Custom-fit financing with $0 down.

A simple, straightforward path to your dream project with fast, in-home approvals.

Competitive fixed rates with multiple term options

Finance from $2,000 to $50,000* for your projects

*Subject to credit approval


Your contractor isn't paid until you sign off

Let's compare.

How Benji compares to other forms of financing

3 Steps to Start

Plan. Pair. Apply.

1. Plan your project.

This is the fun part. And the more planning you do, the smoother your project will be. From upgraded windows and doors to a full kitchen remodel, planning is everything. Consider your budget and let your imagination do the rest.

2. Pair with a contractor.

Use our search tool to find top-rated contractors near you. Once you choose a contractor, they’ll help with your Benji application. And remember that with Benji, the contractor is not paid until you’ve signed off on the project.

3. Apply for Benji.

This part is easy. Complete an online application with your contractor in the comfort of your own home, and get your results in minutes.*

*Benji is an unsecured financing product offered through Renovate America Financing and participating home improvement contractors. HERO is a property assessed clean energy financing program administered by Renovate America. Renovate America Financing is a wholly-owned subsidiary of Renovate America.

Contractor truck at house

We're here for you, even after your project is done.

Have questions or need help setting up online payments? Rest assured, we’re here to assist you. With our dedicated support team a phone call away, you can focus on enjoying your newly-improved home.

See what financing is available in your area.