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­­­What is PACE financing?

PACE (Property Assessed Clean Energy) is a home improvement financing option that makes it easier to go solar and pay for energy-efficient upgrades.

How the PACE Program works.

States pass laws that make it possible for cities and counties to adopt the PACE Program at the local level.

Homeowners in PACE-enabled communities are then able to apply for PACE financing programs, like HERO, to make energy-efficiency upgrades or go solar.

Once their home improvement project is complete, the homeowner repays the PACE assessment through an additional line item on their property tax bill.

HERO financing is America’s largest PACE provider for a reason.

Contractor search features.
Our contractor search tool makes it easy to find local contractors. Browse contractors by specialization and location, no commitment needed.

Clear disclosures.
We show the costs and key financing terms in a simple, clear form modeled after the “Know Before You Owe” form homebuyers see when they purchase a house.

You get the final say.
We only work with contractors who have agreed not to be paid until the homeowner has signed off that the project has been completed to their satisfaction.

See what financing is available in your area.
Over 100,000 homes improved. And counting.
We’re helping more and more homeowners in California, Florida and Missouri improve their homes.

19.5 billion kWH of projected electricity savings.
Our customers are estimated to save enough electricity to power over a million homes for a year.*

Created over 28,532 estimated U.S. jobs.
Many of these are skilled jobs that can’t be offshored or automated.

* Estimate only. Amount spent on home improvements, as well as energy savings accrued by those upgrades, are estimates are based on third-party calculation models and other technical references from reputable sources, including US DOE, US EPA, and the California Public Utilities Commission.

Learn more about PACE financing.

Property Assessed Clean Energy (PACE) financing programs allow state and local governments, where permitted by state law, to extend the use of land-secured financing to fund energy efficiency, renewable energy, and water conservation improvements on private property.

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From the Journal of Structured Finance: Property Assessed Clean Energy (PACE) financing programs are designed to promote energy efficiency, water conservation, and renewable energy improvements. The program is intended to eliminate the barriers of high upfront costs...

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HERO is a property assessed clean energy financing program administered by Renovate America. Benji refers to two separate financing products: unsecured financing offered through Renovate America Financing and participating home improvement contractors, and secured loans made by Connexus Credit Union, a Wisconsin-chartered credit union. Renovate America Financing is a wholly-owned subsidiary of Renovate America. Renovate America and Renovate America Financing are not affiliates of Connexus Credit Union or any home improvement contractors.

California Department of Business Oversight License # 60DBO – 91914