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PACE Financing

Lower utility bills for all.
That's the power of HERO.

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A better way to pay for efficiency and performance upgrades.

Quick Approval Process
Approval is primarily based on your home equity and debt payment history, rather than your credit score.

Fixed Rates, Longer Terms
Fixed rates and flexible terms of 5-25 years, depending on area and product type. Payments are made along with your property taxes.

Potential Tax Benefits
The interest on your payments may be tax deductible. Consult your tax advisor to see if you may be eligible for potential tax benefits.

See what financing is available for your home:

HERO is the nation’s most popular PACE program.

HERO is made possible by Property Assessed Clean Energy (PACE) legislation, which allows government and business to partner and provide innovative financing for energy-efficient improvements. The results speak for themselves.

LEARN MORE ABOUT PACE

100% financing on energy-efficient home improvements.

"Our last electric bill was $1.77."

Duane and Mary from Temecula, CA, upgraded to solar panels and saw their energy bill drop to under two dollars in one month.

LEARN MORE ABOUT SOLAR

"A huge difference in the comfort of our home."

Phia and Bryan from Oceanside, CA, used HERO to lower their electric bill with a high-efficiency heating and cooling upgrade.

LEARN MORE ABOUT HEATING & COOLING

"It’s much quieter and cozy now."

With her new double pane, high-efficiency windows, Pam was able to increase her home’s comfort and curb appeal.

LEARN MORE ABOUT WINDOWS & DOORS

"My neighbors mentioned how beautiful my house looks now."

John of Lakewood, CA, got his “cool roof” financed through Renovate America and has been getting compliments ever since.

LEARN MORE ABOUT ROOFING

"Beautiful, low maintenance and water efficient!"

With new drought-tolerant landscaping, Caroline of Ontario, CA, brought her dead yard back to life and lowered her water bill.

LEARN MORE ABOUT LANDSCAPING

Find the right contractor, right away.

I’m looking for a contractor that does:
  • Any Project Type
  • Heating & Cooling
  • Roofing
  • Windows & Doors
  • Solar
  • Landscaping
  • Plumbing & Water Heating
  • Pool Equipment
  • Insulation
  • Lighting & Fans
  • Electrical Vehicle Charging Station
  • Advanced Energy Storage
  • Wind Energy
  • Fuel Cell
in
Please enter a valid 5-digit US ZIP code.
Please enter a valid 5-digit US ZIP code.

Save energy for what matters.

John S.
"There were a lot of things we needed to address when we first moved into the house, and without the HERO Program, we would not have been able to address those things and get those things fixed. So it’s been a great program for us."
"The HERO team members make this process really easy and they help every step of the way. I was able to get solar and central A/C, something I really wanted but thought was cost restrictive."
JILDA C.
Ed P.
"Looking at all of our options, whether we paid cash for it or went through a local bank or lender, it seemed that HERO financing was the best fit for our budget."
"HERO financing was quick and efficient. If I could, I would always use their services for my home improvement needs. I am very pleased with HERO and I had an extremely great and positive experience."
DOROTHY T.
"Great experience. Easy application process. This has really given us the opportunity to reduce our energy usage and our utility bills dramatically."
DIANE S.
Al H.
"If it wasn’t for the HERO Program, I would have probably had to do these projects one at a time and it would have taken me much more time to finance all these projects."
"So grateful for HERO! Was able to get some much needed repairs done and some of the things on our wish list for our home."
CATHEARA S.
Jordan & Christina
"It’s extremely low-maintenance and we’re saving money on water, and we’re able to finance it with HERO financing. It’s kind of a win/win."
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Our customers are making a big environmental impact.

On track to save enough electricity to power over a million homes for a year.1

100,000 homeowners have used HERO to finance their energy-saving projects. Over their lifetime, these improvements are projected to save current HERO homeowners more than $2.5 billion on electric bills.

1 https://www.epa.gov/energy/ghg-equivalencies-calculator-calculations-and-references#houseenergy

On track to save enough water for the entire world to drink for a day.*

Current HERO homeowners are projected to save an estimated 7.4 billion gallons of water over the lifetime of their improvements—enough drinking water for every person on Earth for one day, with enough left over to fill over 4,000 Olympic-size swimming pools.

* Forecasts represent best estimates of growth based on historical HERO Program data, and should be considered approximations due to the nature and uncertainty of long-term multiple year projections. Actual results may vary.

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