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Smarter renovation financing. Trusted by your fellow homeowners.

Get competitive financing. Find local contractors. Enjoy industry-leading consumer safeguards.

See what financing is available in your area.

You can start (and finish) home renovation projects with confidence.

Find contractors you’ll refer.
Search for contractors based on location, specialization and more.

Find a Contractor

Keep more money in your pocket.
Renovate America offers competitive, fixed rate financing with no money down.

Get Financing

Get the final say on your projects.
Your contractor will not be paid until you sign off that the project has been completed.

Pick a Project

Government Building

Let's compare: how Renovate America financing stacks up.

A new way to pay for home efficiency upgrades, for homeowners with equity.
Looking to lower utility bills? We offer competitive rates with no money down for energy-efficient home upgrades. HERO eligibility is primarily based on home equity, household income, product eligibility, and debt payment history, rather than credit score.
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Traditional financing for almost any type of home improvement.
Looking for competitive rates for almost any home upgrade? Eligibility for Benji financing is based on your credit, and you can apply through any contractor in the Renovate America network.
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When you upgrade your home, you upgrade your life.

Energy Efficiency
Solar panels
Heating & AC
Windows & doors
Roofs & insulation
Ducts & ventilation

Remodels & additions
Decks & patios
New floors
Bathroom & kitchen upgrades

Curb Appeal
New siding
Sidewalks and driveways
Blinds and shutters

Helping communities thrive, one home at a time.

Before & After: Big Energy Savings with Home Upgrades