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Innovative financing options. One simple application.

80 Percent Approval Rates

80% Approval Rates

Offer customers innovative energy efficiency financing with the HERO Program and simple, unsecured Benji financing in one application with high approvals.

Eliminate working capital constraints

Eliminate Working Capital Constraints

Get 30% up front and avoid out-of-pocket costs on most material purchases, thanks to Renovate America’s partnership with leading distributors.

Exclusive EGIA Benefits

Exclusive EGIA Benefits

Earn Resource Efficiency Points from HERO/Benji projects to redeem for discounted products and services through EGIA’s Contractor Marketplace.


Making energy efficiency affordable.

Four out of five homeowners choose HERO for their energy-efficient or water-saving PACE project.

  • Approvals primarily based on home equity and payment history
  • Homeowners make payments with property taxes
  • No contractor fees

See why contractors love the HERO Program

HERO Financing
Benji Logo

Unsecured financing for any home upgrade.

Simple, paperless solutions for home improvement businesses of all sizes.

  • No product limitations for projects
  • No interest, no payment plans*
  • Financing from $4,000 to $50,000

Benji Financing

EGIA members get VIP benefits.

Renovate America has partnered with the Electric & Gas Industries Association (EGIA) to bring you exclusive benefits, discounts and rebates.

  • A rewards program to earn discounted products and services
  • Customer financing programs and sales training
  • Equipment discounts and rebates

Two financing options. One simple application. Become a Renovate America Registered Contractor today.

* No payments are required during the promotional period following project completion. Thereafter, substantially equal monthly payments are required for the remainder of the financing term until the unpaid balance of the amount financed is paid in full. Interest will accrue during the promotional period, but will be waived if the amount financed is paid in full prior to the expiration of the promotional period.