Live comfortably ever after

A smarter way to finance
energy-efficient upgrades.


HERO financing offers competitive
rates with no money down.

Finance home improvements with confidence.

Streamlined application.
Applying is simple, secure, commitment-free and takes just minutes.

Find local contractors.
HERO contractors are required to be licensed, complete training, and adhere to our conduct policy.

You get the final say.
Your contractor will not be paid until you sign off that your project is complete.

1 Renovate America is not affiliated with any home improvement contractors. Homeowners are responsible for selecting their own home improvement contractors. 

HERO logo

Start your "someday" project today.

HERO financing makes energy-efficient home upgrades a reality.

Fixed rates. $0 down.
HERO financing offers competitive fixed rates and terms dependent on the useful life of your product.

Potential tax benefits.
Repaying HERO through an additional line item on your property taxes means you may be eligible for tax benefits.2

Upgrade your home, upgrade your life.
Eligibility for HERO financing is primarily based on a property owner's home equity, household income, debt obligations, and product eligibility.

100,000+ and counting.
HERO is a leading PACE financing provider. We have financed over 100K energy and efficiency home improvement projects.

2 Please contact your tax advisor to determine if you may be eligible for tax benefits.

PACE Participant

HERO is a property assessed clean energy financing program administered by Renovate America. Benji refers to two separate financing products: unsecured financing offered through Renovate America Financing and participating home improvement contractors, and secured loans made by Connexus Credit Union, a Wisconsin-chartered credit union. Renovate America Financing is a wholly-owned subsidiary of Renovate America. Renovate America and Renovate America Financing are not affiliates of Connexus Credit Union or any home improvement contractors.

California Department of Business Oversight License # 60DBO – 91914