How you get approved: Eligibility for HERO is based on factors including your home equity, household income, debt obligations, and the products you want to finance. These criteria may vary by jurisdiction. Residential properties with up to four units may be eligible. Benji is primarily based on your credit score.
Which home improvements are eligible: Nearly every type of home improvement project can be financed using Benji, and only energy-efficient, water-efficient or hurricane protection projects may qualify for HERO Program. Specific product eligibility varies by state.
How you pay back the financing: HERO is secured by your home and allows you to repay through your property taxes. Benji financing is paid back in traditional monthly payments.