How you pre-qualify: HERO financing approval is primarily based on your home’s equity and debt payment obligations. Only homes in PACE-approved municipalities may use HERO financing. Benji is primarily based on your credit score.
Which home improvements are eligible: Nearly every type of home improvement project can be financed using Benji, and only energy-efficient projects qualify for HERO Program.
How you pay back the financing: HERO is secured by your home and allows you to repay through your property taxes. Benji financing is paid back in traditional monthly payments.