First, you apply to find out how much HERO financing your home may be approved for.
Next, you choose your project and find the right contractors based on your needs and location.
Once you've selected your contractor and work with them to select products for your project, you'll review your HERO financing terms and sign your financing documents, so your project can begin.
After your project is completed to your satisfaction, your contractor gets paid. Then, you'll pay back the financing through a voluntary property tax assessment on your property tax bill.